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Time-Value-Money Calculator

TVM Calculator

Blog How to Use

Total number of payment periods

Annual interest rate (as percentage)

Current value (loans are negative)

Payment amount (outflows are negative)

Future value

Settings

Payments at end of period

How to Use:

  • Enter known values in the input fields
  • Click "Solve" next to the unknown value you want to calculate
  • Use negative values for cash outflows (payments, loans)
  • Use positive values for cash inflows (deposits, returns)
  • Adjust P/Y and C/Y as needed (default: monthly = 12)